With a short sale theres typically a certain process that both the bank and the seller go through. Your mortgage payment includes your principal and interest down payment loan term homeowners insurance property taxes and HOA feesThis gives you the ability to compare a number of different home loan scenarios and how it will impact your budget. Real Estate Firm Will Now Publish Agent Commissions On All Home Listings Money Magic Finance Books Money WASHINGTON AP The average long-term US. Origination Costs To originate a reverse mortgage lenders may charge an origination fee. With guaranteed on-time closing, fast pre-approval, and low down payments, it might be the perfect loan vendor for you.Still few homes are being listed so if your dream house hits the market you should negotiate hard now that you have the power to. UpNest Home Loans offers fantastic rates for mortgage loans. If you haven’t started working with an agent, consider using UpNest to find a top buyer’s agent who can potentially give you a buyer’s rebate and save you thousands. We hope these calculators are a great resource for you on your home buying journey. It’s important to understand how a mortgage payment will fit into your budget. This calculator is simple, but you have the option to view a “full report.” If you wish, you can see a payment breakdown for every single month of the loan duration. Zillow is well-known for having an easy-to-use home search, and their mortgage calculator is no different. Just see what your monthly payment will be with principal and interest, PMI, taxes, and insurance. It doesn’t show you graphs, pie charts, or amortization charts. If you want something straight to the point, this is a favorite. This calculator is also fantastic in how simple it is. You’ll get to quickly see breakdowns of the monthly payment, amortization, and payment schedule for each year. Plugin the home price you’re looking at, what you have for a down payment, and a safe interest rate number. This calculator is great for its simplicity. You can also edit estimated property taxes, homeowner’s insurance, and private mortgage insurance. You can calculate principal and interest with proposed interest rates. You’ll see a calculator built into Google’s search engine result page. This is a recent feature for Google, allowing you to search phrases like “what mortgage can I afford at 900 a month” or “mortgage calculator”. You get a comprehensive breakdown of monthly payments and a detailed mortgage payment schedule for the amortization period (30 or 15 years). It’s highly detailed without having any ads for banks. This is one of the best mortgage calculators. Most of these are very similar, but range in features and complexity. Here are 5 great mortgage calculators to help guide you on your journey to homeownership. The bank with the lowest rate is not always the best choice.Ģ) Talk to an expert at your local bank or credit union.ģ) Ask your friends who are homeowners about their experience with their lenders.Ĥ) Consider 5- or 7-year adjusted rate mortgages (ARM), but make sure you know everything there is to know about them by speaking to a professional.ĥ) If you’re working with a trustworthy real estate agent, ask their opinion. Tips for Getting a Mortgageġ) Don’t be married to the lowest interest rate that you find. While many of them are advertisements to encourage you to choose a certain bank, there are plenty that can help without being ads. There are plenty of them on the internet you can use. If you’re exploring how to finance a home, mortgage calculators are a great resource. You can begin your search by browsing through homes in your area on Zillow and finding the right fit using a mortgage calculator. Shopping for a new home is an exciting time.
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“This is what I least expected about Cyberpunk 2077: that its notions of “cool” are so tied up in the digital persona of a past-his-prime rocker that the game sometimes feels like looking through your uncle’s musty record collection while he talks about how great the Rolling Stones are.” Washington Post Those tightly plotted early hours in particular, with their clandestine meetings at which characters obsess over gathering intel and acquiring all the necessary gear to accomplish an audacious crime, pull you into V’s life as a merc with her eyes on joining the exclusive ranks of Night City’s criminal elite.” “Cyberpunk 2077 isn’t afraid to slow down for both plot and character development. While Petit loved some of the game’s character moments and plot points, she thought that it didn’t ultimately do much to advance either the open-world RPG or the cyberpunk genre. Polygon (opens in new tab), like many other outlets, had a mixed opinion of Cyberpunk 2077 in its review by Carolyn Petit. It often took me a moment or two to determine whether a visual glitch was supposed to be happening due to V's cyberware, which is a major part of the story, or if I needed to reload the game.” Polygon “The technical problems not only took me out of the game literally but also led me to question whether certain things throughout the game were intentional. “The side quests and the characters they showcase are the shining beacon through the neon-soaked bleakness of Night City, and they give you room to explore the best the core RPG mechanics have to offer.” But the plethora of side content didn’t mesh well with the main plot, and bugs were a big issue. She liked the deep RPG mechanics and, of course, Keanu Reeves as Johnny Silverhand. Kallie Plagge reviewed Cyberpunk 2077 for Gamespot (opens in new tab), and she gave the game 7 out of 10. “You'll want to explore everything Cyberpunk 2077 has to offer, because the core campaign is surprisingly short … I was genuinely taken aback at facing a 'point of no return' warning in the core campaign that felt like it arrived just as the story was really hitting its stride.” Gamespot (7/10) It takes everything we celebrate about open-world games, and learns from it, implementing best-in-class variations in a world that's so dense and detailed.” “Cyberpunk 2077 is a paragon of open-world gaming, offering the kind of freedom to explore and define your character that provides a new pinnacle for the genre. He called the game “unpolished” in the state that he played it.At GamesRadar+ (opens in new tab) (one of our sister sites), Sam Loveridge had almost nothing but praise for Cyberpunk 2077, awarding it a perfect 5 out of 5, and citing only the core campaign’s short length as a notable flaw. The reviewer spent 28 minutes praising the game before launching into a seven-minute section dedicate to bugs and technical issues. “This feels dishonest, as it feels like CD Projekt Red is trying to hide some of the buggy elements of the game that I would like to show you guys because I feel like it’s important to know – but I’m not allowed to until the day that the game launches in certain regions.” “This really doesn’t sit well with me,” YongYea explained in his review. The reviewer stated that he wouldn’t be able to show his own gameplay until December 9, when the embargo is lifted, and the game releases in some regions. In his review, YouTuber YongYea began by discussing one thing that worries him about Cyberpunk and CD Projekt Red’s handling of early review copies. There are some early issues with Cyberpunk that reviewers experienced firsthand. Read More: Xbox Series X loads GTA V at mindboggling speedĪ good base doesn’t remove the potential for criticism. When it comes to the cool factor, this is up at the top on my list. Custom Map 3d Relief Viewing in Google Earth You can also transfer the map to your device directly from Garmin Basecamp, allowing you to skip the manual file copy in Step 2. Note that custom maps are not routable ( more on routes versus tracks here). Once your custom map is open in Garmin Basecamp you can mark waypoints and draw tracks using it. The map will overlay onto whatever other maps you have loaded. Simply drag the KMZ custom map file that yo created in Step 1 into Garmin Basecamp to open it. I'm not going to deep dive into the features of Basecamp, but you can check out my article "What is a GPX File?" if you want to learn more. One of the cool things about these custom KMZ maps is that you can view them in the free Garmin Basecamp program. You can also plug in the device and delete the file when you're done with it. If you don't want to see it, you just return to this screen and disable it. When you're in that area the custom map will supersede any built-in maps that you have on the device. Once you've confirmed that the custom map is downloaded to you device, you're all set. You should see the file we created along with the map image. Want to load general free maps for entire regions on your Garmin GPS? Check out this article about downloading free OSM maps for Garmin GPS. You should see "Custom Maps" listed with your other onboard maps. Go to your map or settings page, then bring up the Map Setup screen. So this step might be a little different on every GPS depending on the interface. Once you've got the GPS plugged in, copy the KMZ file to the Garmin > CustomMaps folder.Īnd that's it it's on your device! Step 3: View the Custom Map on Your GPS If you can't get the Garmin to connect, make sure it's in USB Mass Storage Mode. Look for the three-pronged USB symbol on the screen that indicates the GPS is in USB mode. So plug your Garmin GPS into your computer, wait a few seconds, and it should appear as a disk drive called GARMIN. You are going to simply copy the KMZ file from step 1 onto your device. If you run into issues with your custom map (KMZ file) not working on your Garmin GPS, make sure that you haven't exceeded any of the limits found here on Garmin's custom map guidelines page. I've switched one JPEG tile off, and you can see it disappears from the display. The list on the left hand side is each JPEG image tile. Here's a KMZ that I've cracked open in Google Earth. Those coordinates are used by your Garmin GPS to overlay the images when you look at it on the unit. In the case of these custom maps, it's a series of JPEG image files that have a latitude and longitude associated with each corner. So what is a KML file? It's a collection of map presentation elements. What is a KMZ file?Ī KMZ file is a compressed KML file in a format specified by Google Earth. The KMZ file is the format that a Garmin GPS unit reads as a custom map. You'll be transferring this to your Garmin. Once you have the map you want, go to Print > Download KMZ Choose the scale and bounds of the map to save.Īfter that, note where the KMZ file is saved.
Purge remaining air out of system by depressing 2nd stage regulator. CE certified EN250 (A> 50☏ warm water test controls) as a second stage regulator. After diving, turn on/off valve to off position by twisting clockwise until stopped.Large bite tabs on the mouthpiece guarantee a secure grip in high-stress situations.
I’ll report my other findings as I go along. Buckaroo Banzai Across the Eighth Dimension Poster Designed and sold by WeirdStuffs 15.70 Style Poster Heavy poster paper, semigloss finish Explore more styles Size Small (23.2 x 2. To start, I’ve acquired the “Team Banzai” pin/badge/whatever, which was actually given out as a pre-release item if I’m not mistaken: The poster measures 15' x 20.5' and has been linen-backed for long-term preservation and display. In a way to explain how life is, he delivers the quote. He stops playing to try to find out what’s wrong with her. Back to the subject matter, I’ve always loved this zany, non-sequitur movie and have decided to take hand at recreating the iconic look from the poster (because not only will I have a nice cult classic Peter Weller outfit, but I can also use it for one of many RP1 costumes I have planned). Buckaroo Banzai (played by Peter Weller) and his band, the Hong Kong Cavaliers, are performing when he notices a sad lady. Buy this design or create your own original Keep Calm. This page contains the French poster for Buckaroo Banzai and the ten French Lobby Cards for the film. I will be specifically trying to replicate the titular character’s costume as seen on the original poster:Įvery since Ready Player one hit theaters (it’s okay: I read the book in 2011, but I’ll save talking about my opinion of both for the respective thread), I’ve gotten a ton of film/TV/music itches I have to scratch, and that’s one of the main reasons I finally joined: to itch the costuming/collecting scratch. Another original poster design created with the Keep Calm-o-matic. Posting my first thread is definetly intimidating, so bear with me: I’m planning a costume build from the much-loved cult classic The Adventures of Buckaroo Banzai Across the 8th Dimension. In this way Cubism eventually helped to spawn the Abstract Art movement.
Usage Supported REAPER and Extension Actions REAPER is a fairly complex application and most of the existing documentation is very much targeted at sighted users.įor more complete, in-depth documentation and guides on using REAPER with OSARA, please consult the REAPER Accessibility Wiki. However, they do not attempt to explain how a screen reader user can best understand and use REAPER. The sections below document all functionality specific to OSARA. You can see the full key map by selecting Key bindings and mouse modifiers from the Help menu. Note that all keyboard commands described in this document assume you are using the OSARA key map.įor users who previously used ReaAccess, the OSARA key map is similar to that provided by ReaAccess, though there are some differences. This is particularly useful if you wish to merge new additions with your existing key map, rather than replacing it. Press Command+E to eject the disk image.Įven if you chose not to replace your existing key map with the OSARA key map, the OSARA key map will be copied into your REAPER "KeyMaps" folder so you can import it manually from the Actions dialog later if you wish.The installer leaves a terminal window open.If you wish to replace the existing key map with the OSARA key map (which is recommended), answer yes when prompted.Ī backup of your existing key map will be made in Reaper's KeyMaps folder. On macOS Catalina and later, you have to choose open from the context menu, accessed with VO+Shift+M. Open the OSARA disk image file you downloaded.Please follow these instructions to install it: Macīecause OSARA is an extension (not a standalone application) and also needs to install a key map, the installation process is a little different to most Mac applications. If the installer does replace the key map, a safety backup of your existing key map will be made in Reaper's KeyMaps folder. If you wish to completely replace your existing key map with the OSARA key map (recommended to make sure you have the most recent mappings), answer yes when prompted. The installer installs the extension into your user configuration, not the program directory. Note that if you previously copied the OSARA extension into REAPER's program directory manually (before the installer became available), you must remove this first. Once you have downloaded the installer, simply run it and follow the instructions. You can download the latest OSARA installer from the OSARA Development Snapshots page. However, on Windows, OSARA uses Microsoft Active Accessibility (MSAA) and UI Automation (UIA) to communicate information, so it should work with any screen reader which supports this correctly. OSARA is tested with NVDA and VoiceOver screen readers during development. The latest stable release of the SWS/S&M EXTENSION is highly recommended, as OSARA supports several useful actions from this extension. Navigation and selection of chords and notes in the MIDI Editor.Noncontiguous selection of tracks/items.Ability to watch and report track peak meters, and gain reduction from supported FX.Facility to adjust automatable FX parameters.Reports markers when you navigate to them, and optionally reports during project playback.Reports track and take envelope selection.Provides access to various context menus for tracks, items and the time ruler.Reports the edit cursor position when you move by measure, beat, pixel, grid unit, note or to the start or end of the project.Reports information about items when you navigate to them.Reports adjustments to track mute, solo, arm, input monitor, phase and volume.Reports information concerning track folders.Reports information about tracks when you navigate to them.It was heavily inspired by and based on the concepts of the abandoned ReaAccess extension. OSARA is a REAPER extension which aims to make REAPER accessible to screen reader users. License: GNU General Public License version 2.0.Copyright: 2014-2023 NV Access Limited, James Teh & other contributors.Author: James Teh & other contributors.OSARA: Open Source Accessibility for the REAPER Application OSARA: Open Source Accessibility for the REAPER Application The replay will be available until March 13, 2023. The Access ID for the replay call is 13735716. A replay will be available two hours after the call and can be accessed by dialing 1-87, or for international callers, 1-20. The passcode for the live call and the replay is 13735716. The conference call can be accessed live over the phone by dialing 1-84 or for international callers, 1-41. See further discussion below regarding historical Adjusted EBITDA and historical adjusted earnings per share.Īgiliti will hold a conference call to discuss its fourth quarter and full year 2022 results on Tuesday, March 7, at 5 p.m. For the same reasons, the Company is unable to address the probable significance of the unavailable information, which could have a potentially unpredictable, and potentially significant, impact on its future GAAP financial results. For example, the non-GAAP adjustment for stock-based compensation expense requires additional inputs such as number of shares granted and market price that are not currently ascertainable, and the non-GAAP adjustment for certain reserves and expenses depends on the timing and magnitude of these expenses and cannot be accurately forecasted. See further discussion below.Ģ With regard to the non-GAAP Adjusted EBITDA guidance and adjusted earnings per share guidance provided above, a reconciliation to GAAP net income has not been provided as the quantification of certain items included in the calculation of GAAP net income cannot be calculated or predicted at this time without unreasonable efforts. Adjusted EBITDA 1 for the year ended Decemwas $296.6 million, a 10.3 percent decrease from Adjusted EBITDA 1 of $330.7 million for the same period of 2021.Īdjusted earnings per share of $0.65 – $0.70 per share 2Ĭapex investment expected in the range of $85 to $95 millionġ Non-GAAP Measures. Net income for the year ended Decemwas $30.2 million, a $6.2 million increase from net income of $24.0 million for the same period of 2021.Īdjusted EBITDA 1 for the three months ended Decemwas $71.4 million, a 15.9 percent decrease from Adjusted EBITDA 1 of $84.9 million for the same period of 2021. Net income for the three months ended Decemwas $3.4 million, compared to $10 million for the same period of 2021. I look forward to supporting Agiliti’s continued progress under Tom Boehning’s leadership." As I conclude my time as CEO of Agiliti, I could not be more proud of our team and of the company’s important mission in healthcare. "We enter 2023 with confidence in our near-term financial outlook and excited about our longer-term potential. "Agiliti achieved a number of important business milestones over the course of 2022, including successfully navigating our critical role during the Covid pandemic securing a long-term renewal of our federal government medical device stockpile management contract and, signing a record volume of new customer agreements," said Tom Leonard, CEO of Agiliti. Total debt of $1.10 billion Net debt 1 of $1.09 billion and, Net Leverage ratio 1 of 3.7x Net income of $30.2 million, up $6.2 million from the prior year period diluted income per share of $0.22, up $0.03 per share from the prior year periodĪdjusted EBITDA 1 of $297 million, compared to $331 million in the prior year period Adjusted Earnings Per Share 1 of $0.85, down $0.14 compared to the prior year period Revenue growth of 8 percent to $1.12 billion Net income of $3.4 million, down $6.6 million from the prior year period diluted income per share of $0.02, down $0.05 per share from the prior year periodĪdjusted EBITDA 1 of $71 million, compared to $85 million in the prior year period Adjusted Earnings Per Share 1 of $0.18, down $0.07 compared to the prior year period Revenue of $282 million, a decrease of 3 percent from the prior year’s Covid-impacted results (NYSE: AGTI) ("Agiliti"), a nationwide provider of healthcare technology management and service solutions to the United States healthcare industry, today announced its financial results for the fourth quarter and year ended December 31, 2022, and provided its financial outlook for 2023. EDEN PRAIRIE, Minn., March 07, 2023-( BUSINESS WIRE)-Agiliti Inc. The pool and miners are able to communicate what work needs to be done and how the hashing needs to be used by the mining machines. This software is responsible for communication between mining pools and the ASIC firmware. Stratum V2 helps reduce mining centralization, protect miners from having hashrate stolen and improve communication between miners and mining pools. Stratum V1 has some shortcomings, but will be improved upon with Stratum V2. Stratum V1 is the most commonly used protocol by the majority of the mining pools. This protocol is the communication bridge between the Bitcoin network and the mining pool. This specialized tool is useful when managing multiple miners to help ensure that each mining device is running properly and efficiently. There are solutions that are solely used to understand the performance of your miner(s). You also have the option of using third-party firmwares that are provided by other companies. While this firmware is sufficient to mine Bitcoin, it is not always the best to use. When you buy a miner from the manufacturer it comes installed with their stock firmware. This is the code that is running on the actual device. To better understand the different types of Bitcoin Mining Software we will break these into several different categories: The software is used to manage your miner(s) and to optimize their performance. Bitcoin mining software controls the way this equipment runs, and interfaces with Bitcoin and the different mining pools. Where Bitcoin mining hardware is the equipment needed to mine Bitcoin. Now that you know the best Bitcoin mining hardware, we’re going to talk about Bitcoin mining software. Learn more about our editorial guidelines Updated January 3, 2023 Simply install it and forget about viruses and other threats. 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